Lifetime coverage: Ensures payouts to your beneficiaries or estate when needed most.

Flexible payments: Choose Lifetime Pay or Limited Pay (10, 15, 20, 25 or 30 years) or age-based options (to age 55, 60 or 65).

Cash value growth: Begin accumulating cash value after 3 years that is guaranteed to earn interest at a rate stipulated in the policy, with borrowing options taken as a loan with interest.

Optional protection: Includes Accidental Death, Dismemberment benefits, and Waiver of Premium.