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Eligibility Age: 20 to 80 years
Coverage Amounts: $30,000 to $150,000
Premium Payment Options: Monthly, quarterly, semi-annually, or annually
Premium Stop Age Choices: Select your stop age at policy inception—60, 65, 85, or 100. Coverage continues for life regardless of stop age.
Policy Year | Benefit |
---|---|
Year 1 | Return of premiums paid |
Year 2 | 25% of sum insured or return of premiums paid (whichever is greater) |
Year 3 Onward | 100% of sum insured |
Accidental Death: Full sum insured (less any outstanding premiums) is payable from day one.