Destiny

Build a lifestyle worth retiring into. Tatil’s Destiny Personal Savings Booster, provides a Pension and Savings plan that is crafted to help you cultivate financial freedom through flexible savings and smart investing—giving you control over your retirement and beyond.

Plan Overview
Retirement, your way: Whether you're risk-averse or looking for growth, this plan adapts to your financial personality with diverse investment options.
Confidence through flexibility: Start with contributions as low as $200/month, scale up anytime, or add unscheduled top-ups starting from $500.
Smart growth + tax relief: With up to $60,000/year in eligible tax deductions, including National Insurance and other approved plans, this plan makes your money work harder and smarter.

Investment Profiles
Settle: No risk, highest guaranteed reward
Explorer: Moderate risk, guaranteed minimum reward.
Adventurer: High risk, higher potential reward, lower guarantee.
Interest is credited daily, ensuring consistent and measurable fund growth.

Eligibility & Account Flexibility
Registered plans: Available from ages 50 to 70
Unregistered plans: Up to age 85
Customizable after setup: Adjust your contribution amounts or switch risk profiles anytime.

Retirement Benefits & Income Options
Choose a full pension or withdraw up to 25% tax-free from your accumulated fund.
Receive monthly income for life post-retirement.
Extend protection to loved ones: payouts to beneficiaries for 5, 10, or 15 years, or lifetime income for your spouse

Additional Protection
Death benefit: If death occurs before retirement, the full fund is paid to your estate or designated beneficiaries
Total Disability Waiver Rider: Keeps your savings on track if disability prevents further contributions

Key Highlights Table