Why Renovations Should Trigger an Insurance Update

• Increased Property Value:
  Renovations—like installing a new roof, upgrading your kitchen, or adding an extension—boost your home’s value. If your coverage is based on the old value, you could be underinsured and left paying out of pocket after damage.
• New Contents and Upgrades:
  That sleek new cooling system or custom furniture? They add value and should be included in your contents coverage to ensure they’re protected.
• Expanded Liability:
  Structural changes might affect your liability risk. Adding a pool, for example, can change the terms under which you're insured—so your policy needs to account for it.
• Renovation Risks:
  During construction, there's a greater chance of accidents or damage. Informing your insurer might provide temporary protection that standard policies don’t cover.

Without an update, claims could be denied or payouts could fall short of what you need to repair or replace. Think of your home insurance like a custom suit—it needs regular tailoring to fit you perfectly.

Consultations and queries for Tatil's Home Insurance Services will be dealt with by Jeevan Mohess, Branch Manager, TATIL.